Lao NewPay Technology Joint Venture Co., Ltd (NewPay) is a joint venture between Lao and Hong Kong (China) enterprises. It serves as the "Digital Heart" of Laos' financial infrastructure, designated by the BOL as the nationally compliant payment platform.
NewPay is the leading digital catalyst in the Lao People's Democratic Republic, serving as a comprehensive bridge between traditional finance and the modern digital economy. Founded in 2019 as a strategic joint venture between Lao and Hong Kong (China) enterprises, NewPay was established to pioneer the fintech sector in Laos. As the nation's first licensed fintech pioneer, NewPay operates a robust "Digital Life Platform" ecosystem that empowers over a million users and hundreds of thousands of merchants through:
Diverse Business Sectors: Covering mobile payments, online shopping malls, retail credit, healthcare, education, and public utility services.
Specialized Payment Infrastructure: Integrating international QR systems and cross-border payments with global giants such as WeChat Pay, Alipay, and Alipay+.
National Strategic Impact: Driving the national agenda for financial inclusion and technological modernization in a cashless society.
Historical Background
Since its inception in 2019, NewPay has evolved from a basic e-wallet into a "Super App" that acts as a vital bridge in the Lao digital economy. In 2026, the company reached significant milestones through strategic MOUs with government bodies to modernize administrative operations and digitalize the national economy.
Vision & Mission
Vision: To become the "Digital Operating System" of Laos, linking consumers, finance, and diverse industries.
Mission: To promote Financial Inclusion, providing secure, convenient, and modern digital payment solutions for all Lao citizens and businesses.
Core Values
Innovation: Leading the market with Blockchain (LNB) and AI integration.
Compliance: Ensuring total transparency and adherence to BOL regulations and international financial standards.
Trust: Building a high-stability, world-class secure system (Aigis Security).
Strategic Operations & Ecosystem
NewPay is dedicated to modernizing the national digital financial infrastructure, aiming to make financial services universal, efficient, and sustainable. These efforts are strictly aligned with the "National Strategy for Financial Inclusion (2018–2025)" of the Lao PDR. This vision is supported by a robust operational scale and a specialized product suite:
Scale of Enterprise
Personnel: Driven by a multinational team of top-tier tech and finance experts from Laos, Vietnam, and China.
Market Impact: Proudly serving over 1,000,000 active users with a nationwide reach across all 18 provinces, supported by a network of over 210,000 Merchant points.
Key Products & Services
NewPay Wallet: An all-in-one digital companion for seamless bill payments, mobile top-ups, and flexible multi-currency transfers.
Cross-border QR System: A high-tech payment gateway providing a seamless connection for Lao-China tourism and international trade.
NewPay Credit: Innovative digital retail credit solutions powered by advanced AI-driven credit scoring to enhance financial accessibility.
Quality Commitment
Commitment to unmatched system stability for high-frequency transactions and absolute data security under the direct supervision of the Central Bank.
Achievements & Regulatory Excellence
NewPay has consistently demonstrated its leadership through prestigious recognitions and a solid foundation of official licensing, reinforcing its role as a trusted pillar of the Lao digital economy:
Key Achievements
Top Outstanding Entrepreneur Award 2025: A hallmark of excellence presented by the Prime Minister of Laos, recognizing NewPay's significant contributions to national development.
VVIP Honorary Member of LNCCI: Serving as a strategic contributor and a key partner of the Lao National Chamber of Commerce and Industry, driving growth for the local business community.
Certificates & Commendations
Payment Service Business License: Officially authorized by the Bank of the Lao PDR (BOL), ensuring all operations meet the highest national financial standards.
Technical License: Fully certified by the Ministry of Technology and Communications, validating the platform’s advanced technological infrastructure and security.
Notable Events
2026 Strategy: Official visit by the BOL delegation to NewPay HQ to direct data management and international compliance.
Government Collaboration: Signed a Landmark MOU with the Lao Front for National Development for "Organizational Modernization."
Cultural Partner: Long-term sponsor of Miss Earth Laos, promoting the harmony between tradition and technology.
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